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Helpful Information
This page provides common documents that are used during the loan process.    We also offer "paper" application kits that you can print, complete and return to one of our branches.    This page also contains helpful links that provide useful information about the mortgage loan process.
Application Kit _ Fixed Rate Mortgage Loan    PDF  482k    
Application Kit _ Adjustable Rate Mortgage    PDF  1144k    
Application Kit _ $0 Refinance Program    PDF  487k    
Application Kit _ $475 Low Fee Purchase Program    PDF  514k    
Application Kit _ FHA Loan    PDF  1801k    
Application Kit _ Construction to Permanent Loan Mortgage    PDF  542k    
Application Kit _ Home Equity Line of Credit (HELOC)    PDF  3120k    
Application Kit _ Home Equity Loan    PDF  2823k    
Appraisal Disclosure    PDF  74k    
Borrower's Certification and Authorization    PDF  52k    
Consumer Handbook on Adjustable Rate Mortgages (ARM)    PDF  707k    
Credit Report Authorization and Release    PDF  68k    
Tax Information Authorization    PDF  425k    
CFPB Home Loan Tookit    PDF  1565k    
CFPB Loan Estimate (LE) Explainer    URL      
CFPB Closing Disclosure (CD) Explainer    URL      
CFPB Know Before You Owe    URL      
CFPB Check Your Credit At Least Once A Year    PDF  109k    
CFPB How To Rebuild Your Credit    PDF  150k    
CFPB Understand Your Credit Score    PDF  156k    
Federal Reserve Board - Credit Reports and Credit Scores    URL      
Federal Reserve Board - All About Mortgage Rate Lock Ins    URL      
HUD - Approved Housing Counseling Agencies    URL      
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